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Missing cover, overlooked tax benefits, unused IPC headroom: MyPensionWallet analyses your portfolio of private individuals, self-employed clients and company directors, and prepares the reports you hand to your clients.
Optimise your clients' remuneration and deductions
Company directors and self-employed alike: the insurance side (IPC, PLCI, pension savings) completes your analyses, with what each of them can still deduct. Less time gathering data, more time advising.
- GDPR
- 80% rule
- Tax optimisation
- Multi-insurer
- GDPR
- 80% rule
- Directors and self-employed
- Deductible amounts
58% of the 1 240 company directors analysed on MyPensionWallet have IPC headroom
Example figures
Less admin, more advice
Less searching, more time for advice
You know who to call this morning
Your home page lists the clients to contact first: contracts held with competitors, directors' IPC headroom, self-employed clients poorly covered for incapacity.
Your client leaves with a clear report
Their protection, pension and assets in a few pages, ready in minutes, in French, Dutch, English or German.
Compliance without paperwork
The duty to inform and the investor profile are completed and signed online by the client, without paper.
The insurance side in your remuneration studies
IPC and warrants complete your salary, dividends, VVPR-bis and liquidation reserve scenarios, with the net gain for the director.
Maximum deductible amounts, insurer by insurer
IPC under each insurer's own 80% rule, pension savings, long-term savings, PLCI: you know what your client can still deduct.
Your client's broker works with you
You fill in the relevant data through a secure link, without creating an account. Everything is logged.
Estimate your potential in moments
Three answers, an immediate result. Nothing is stored and no e-mail address is requested.
Your estimated potential
Indicative estimate based on your answers and on sourced assumptions. This is not advice.
Our assumptions
- Share of company directors with unused IPC headroom: 58% (observed on MyPensionWallet on 20/10/2026, 1 240 company directors)
- Full review prepared by hand: 4 h; with the platform: 20 min
- Working day: 8 h
- Share of company directors with unused IPC headroom: 58% (observed on MyPensionWallet on 20/10/2026, 1 240 company directors)
- One company director per company
- Insurance side of a study, with the platform: 15 min
Up and running without re-entering data, in three steps
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Import
AG, Allianz, Athora, AXA, Baloise, NN and Vivium files, Brio feeds, statements from the Central Point of Contact (CPC) of the NBB, and automatic reading of MyPension documents and tax assessment notices.
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Analyse
Death and incapacity cover, pension, each insurer's 80% rule, taxation of directors and the self-employed: the opportunities detected appear on your home page.
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Advise
Client report in 4 languages, duty to inform and investor profile signed online, campaigns sent from your own domain.
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Retrieve
Tax assessment notices and MyPension documents are read automatically: income and existing contracts, with no re-keying.
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Complete
The insurance side of your files: IPC under each insurer's 80% rule, PLCI, pension savings, and what each director or self-employed client can still deduct.
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Advise
You present your conclusions to your client. Their broker takes over for the contracts.
A client you follow up is a client who stays
MyPensionWallet works the four levers of client retention for you, and helps you bring together, under your roof, the contracts your clients hold with competitors.
The right contact at the right time
Clients you have not been in touch with are flagged, daily tasks, follow-up campaigns sent from your domain.
Advice your client can see
A clear report at every meeting, in the client's language, and their documents in a secure space.
The client takes part
They complete their data, sign their duty to inform online and designate their accountant.
Their whole portfolio with you
Contracts held with competitors become visible (MyPension): you know which ones to offer to bring together.
All your advisory work, in one place
Four sets of tools that share the same client data.
Protection and pension
Employee, self-employed or director: your client's real needs set against their current cover.
- Detection of coverage gaps in case of incapacity for work and death
- Death capital to cover, including taxes and survivor's annuity
- Income to secure in case of incapacity for work
- Projection of their needs at retirement, in case of death and of disability
Taxation, directors and self-employed Unique
The client's tax, the director's remuneration and the self-employed client's deductions, in figures.
- 80% rule according to each insurer's method
- Personal income tax optimisation based on the client's budget: pension savings, long-term savings and PLCI
- Comparison of salary, dividends, VVPR-bis and liquidation reserve
- Remuneration in warrants, with the net gain calculated
- Year-by-year remuneration tracking: gross, net taxable, social contributions, PLCI and benefits in kind
Client report & compliance
Clear documents, signed online.
- Personalised reports for each client, in 4 languages
- Duty to inform completed and signed online by the client
- Investor profile questionnaire
- Secure document space, shared with the client
Business development and client retention
The right actions, at the right time.
- Every night, a new analysis of your portfolio: the opportunities detected are waiting for you in the morning
- Targeted campaign suggestions, sent from your domain
- Opportunity tracking and revenue forecasting
- Editable letter templates ready in 4 languages
- Persuasive sales pitches and presentations
Maximum deductible amounts Unique
What the director or self-employed client can still deduct, and how.
- IPC: 80% rule under each insurer's own method
- Ceilings for pension savings, long-term savings and PLCI
- Personal income tax optimisation based on the client's budget
Resources and tools
Sourced key figures, close at hand.
- Tax resources and sourced key figures
- Calculators (inheritance, gifts, loans, notary fees…)
- Reading of MyPension documents and tax assessment notices
Working with the broker
Each to their own trade, one shared file.
- Secure link valid for 30 days, no account to create
- Every access logged, the broker notified
- Contracts remain managed by your client's broker
Director remuneration, insurance included
Your remuneration scenarios, completed by the insurance side.
- Salary, dividends, VVPR-bis and liquidation reserve compared, with the IPC built into the calculation
- IPC and warrants costed as a net gain for the director
- Year-by-year remuneration tracking: gross, net taxable, social contributions, PLCI and benefits in kind
See all featuresHide the list
- Dashboard and daily tasks
- Complete client file (income, assets, companies, family)
- Detection of coverage gaps in case of incapacity for work and death
- Death capital to cover, including taxes and survivor's annuity
- Income to secure in case of incapacity for work
- Projection of needs at retirement, in case of death and of disability
- Personal income tax optimisation based on the client's budget (pension savings, long-term savings, PLCI)
- Each insurer's 80% rule (AG, Allianz, Athora, AXA, Baloise, NN, Vivium) and IPC
- Comparison of salary, dividends, VVPR-bis and liquidation reserve
- Remuneration in warrants, with the net gain calculated
- Year-by-year remuneration tracking (gross, net taxable, social contributions, PLCI, benefits in kind)
- Annual accounts retrieved automatically from the NBB
- Import of statements from the Central Point of Contact (CPC) of the NBB: bank accounts added to the client's assets
- Reading of MyPension documents and tax assessment notices
- Product and return comparisons by insurer
- Personalised reports for each client, in 4 languages
- Duty to inform signed online
- Investor profile questionnaire
- New portfolio analysis every night and opportunity detection
- Targeted campaign suggestions, sent from your domain
- Opportunity tracking and revenue forecasting
- Business introducers and retrocession statements
- Editable letter templates in 4 languages
- Persuasive sales pitches and presentations
- Tax resources and sourced key figures
- Calculators (inheritance, gifts, loans, notary fees…)
- Secure document space: your clients upload and download their documents
- Client & accountant space (secure link, no account to create)
- Training and support for your team
- Dashboard and daily tasks
- Complete client file (income, assets, companies, family)
- Comparison of salary, dividends, VVPR-bis and liquidation reserve
- Remuneration in warrants, with the net gain calculated
- Year-by-year remuneration tracking (gross, net taxable, social contributions, PLCI, benefits in kind)
- Each insurer's 80% rule (AG, Allianz, Athora, AXA, Baloise, NN, Vivium) and IPC
- Personal income tax optimisation based on the client's budget (pension savings, long-term savings, PLCI)
- Reading of MyPension documents and tax assessment notices
- Tax resources and sourced key figures
- Calculators (inheritance, gifts, loans, notary fees…)
- Secure document space: your clients upload and download their documents
- Client & accountant space (secure link, no account to create)
- Training and support for your team
And many more features to come, co-created with our users.
Broker and accountant, stronger together for your clients
Your client designates their accountant from their own space. The accountant receives a secure link, valid for 30 days, to fill in the relevant data: remuneration, PLCI, 80% rule. No account to create, every access is logged, and the broker is notified.
Your clients' data is protected
- ✓GDPR compliantData processed solely for your professional use
- ✓Mandatory two-factor authenticationFor every user, without exception
- ✓Role-based accessSales, office manager, accountant: everyone sees what concerns them
Your questions, our answers
Is my data and my clients' data secure?
Yes. Mandatory two-factor authentication, access log, daily backups and encrypted connections, in compliance with the GDPR.
How long does it take to get started?
We import your insurer files with you during onboarding. You then work on your own data.
Which insurers are covered?
Imports cover AG, Allianz, Athora, AXA, Baloise, NN and Vivium, as well as Brio feeds. Comparisons cover 24 insurers.
Do I have to re-enter my contracts?
No. Your contracts come in through the insurers' files and through Brio. MyPension documents, tax assessment notices and statements from the Central Point of Contact (CPC) of the NBB are read automatically.
Is your 80% rule an estimate?
No. The calculation applies each insurer's own method (AG, Allianz, Athora, AXA, Baloise, NN, Vivium). That is what makes it directly usable with the client and with the insurer.
Does the accountant have to create an account?
No. They receive a secure link valid for 30 days. A fiduciary firm can also use the platform for its own advisory work.
How much does MyPensionWallet cost?
The price depends on the size of your firm and the modules you choose. We present it to you during the demo.
Is my data and my clients' data secure?
Yes. Mandatory two-factor authentication, access log, daily backups and encrypted connections, in compliance with the GDPR.
Do I need to manage insurance to use MyPensionWallet?
No. You stay with your own trade, your clients' remuneration and taxation; MyPensionWallet adds the insurance side. The contracts remain the business of their broker.
Is your 80% rule an estimate?
No. The calculation applies each insurer's own method (AG, Allianz, Athora, AXA, Baloise, NN, Vivium). That is what makes it directly usable with the client and with the insurer.
Does the accountant have to create an account?
No. They receive a secure link valid for 30 days. A fiduciary firm can also use the platform for its own advisory work.
How long does it take to get started?
We support you during onboarding. Your clients' tax assessment notices and MyPension documents are then read automatically.
How much does MyPensionWallet cost?
The price depends on the size of your firm and the modules you choose. We present it to you during the demo.
A full demo, on cases like yours
In an hour and a half, we look together at:
- the opportunities detected in a portfolio like yours
- the 80% rule and a complete client report
- onboarding, step by step
- the insurance side built into a remuneration study, for a director or a self-employed client
- maximum deductible amounts, including the 80% rule
- working with your clients' broker